;)  
      ;) ;)  
        
      
         
            
            
               
                 
                  
                     
                      
                        GTO 20 Preferred Best NT Guaranteed Level Term Annual Premiums 
                         Face Amounts 
                       | 
                     
                     
                      Issue Age | 
                      $250,000 | 
                      $500,000 | 
                      $1 Million | 
                     
                     
                      | Male | 
                      Female | 
                      Male | 
                      Female | 
                      Male | 
                      Female | 
                     
                     
                      | 30 | 
                      $168 | 
                      $143 | 
                      $285 | 
                      $235 | 
                      $510 | 
                      $410 | 
                     
                     
                      | 40 | 
                      $225 | 
                      $190 | 
                      $400 | 
                      $330 | 
                      $710 | 
                      $590 | 
                     
                     
                      | 50 | 
                      $575 | 
                      $393 | 
                      $1,100 | 
                      $735 | 
                      $2,120 | 
                      $1,410 | 
                     
                     
                      ;)  | 
                     
                   
                 | 
               
              
           | 
         
         
          
						
              
								
                  
                     
                      
                        GTO 20 Preferred NT Guaranteed Level Term Annual Premiums 
                         Face Amounts 
                       | 
                     
                   
                 | 
               
               
                Issue Age | 
                $250,000 | 
                $500,000 | 
                $1 Million | 
               
               
                | Male | 
                Female | 
                Male | 
                Female | 
                Male | 
                Female | 
               
               
                | 30 | 
                $213 | 
                $175 | 
                $375 | 
                $300 | 
                $630 | 
                $520 | 
               
               
                | 40 | 
                $273 | 
                $238 | 
                $495 | 
                $425 | 
                $920 | 
                $780 | 
               
               
                | 50 | 
                $663 | 
                $470 | 
                $1,275 | 
                $890 | 
                $2,460 | 
                $1,670 | 
               
               
                ;)  | 
               
             								
           | 
         
         
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                                     Appointed to Sell GTO?  Yes 
                          
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          ;)  
             
            GTO 
              guaranteed level premium term life insurance issued by First Penn-Pacific 
              Life Insurance Company, Schaumburg, IL. Premiums are current as 
              of 7/22/02, rounded to the next dollar, subject to change, and include 
              $50 non-commissionable policy fee. Products and features subject 
              to state availability. In Montana, male premiums apply. Policy Form 
              BT-1000 Series. Lincoln Financial Group is the marketing name for 
              Lincoln National Corporation and its affiliates.  
              F02-1073-LT. For Agent Or Broker Use Only. Not To Be Used With The 
              General Public.  
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