Christmas came early! Call M&O Marketing today! 
            ;)  
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            ;)  
						For agent use only. Cash Bonuses awarded 
              on Long Term Care and Annuity paid, issued business. Business must 
              be written through M&O Marketing, with any of our four top carriers. 
              For participating hierarchies only; see your General Agency for 
              details. Offer ends 12/31/02. 
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